IFA Calculators

The IFA Index Calculator

Compare the past risk and return of your current investments to the IFA Individualized Index Portfolio recommended at the end of your Risk Capacity Survey, the S&P 500 Simulated Index, or 20 other IFA indexes. The Index Portfolio recommended at the end of your survey would be an approximate, hypothetical benchmark of your risk and return.

401(k) Savings Calculator

A 401(k) can be one of your best tools to create a secure retirement. It provides two important advantages. First, all contributions and earnings to your 401(k) are tax deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 401(k) account which can range from 0% to 100% of your contributions.

Retirement Analyzer

What are the chances that your portfolio will survive through retirement? IFA's Retirement Plan Analyzer is a useful tool for helping investors get on track and stay there—leading them to a better retirement.

Roth IRA Conversion

In 1997, the Roth IRA was introduced. Since then, many people have converted all or a portion of their existing Traditional IRAs to Roth IRAs, where gains (or growth) in the account may be distributed completely tax-free. Is this a good option for you? A conversion has both advantages and disadvantages that should be carefully considered before you make a decision. This calculator estimates the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.