Participant Education

Investment knowledge is one key to long-term investment success. It may be valuable to follow the tenets of Modern Portfolio Theory which are:

• Markets move randomly and are efficiently priced
• The allocation of priced risk factors determines returns
• Diversification reduces risk and increases returns
• Risk exposure must be matched to risk capacity
• Probability and statistics help investors control the risk of investing
• The guidance provided by the Uniform Prudent Investor Act

IFA will provide all participants with advice on the selection of their prudent and risk-appropriate portfolio. An IFA advisor is available to all participants for consultation on their portfolio selection and for analysis of the five dimensions of their risk capacity, including time horizon, attitude toward risk, net worth, net income, and investment knowledge. IFA acts as a fiduciary to participants, receives no compensation from investments, and provides unbiased and customized advice.

IFA provides a custom-based website for each retirement plan. This website will guide participants through a Risk Capacity Survey and direct them to a pre-allocated portfolio. A participant can also choose to select individual funds, but they will have guidance on the recommended allocation between stocks and bonds.

Custom website

  • Companies offering 401(k) plans will have a website custom tailored to their retirement plan. See our sample site:  www.401ksamplesite.com

  • Each quarter IFA will release a market review video to help keep participants on track with retirement.

  • The custom website will provide tools, investment options, education, and gateway to view account information.


The Book

Introducing the New IFA Condensed and Updated Small Book: Index Funds, The 12-Step Recovery Program for Active Investors

The “Go-To” Handbook On Intelligent Investing


Mark Hebner is on a mission to change the way the world invests—by replacing speculation with education. With that in mind, this little gem packs hard data, visually attractive charts and graphs with more than 60 original oil paintings, nearly 40 unique portraits, and more than 120 color graphics, many portraying 83 years of historic stock market data. This colorful and graphically pleasing, 5"x7" compact, 318-page book is a quick, intelligent read and arguably the most artistic book ever written on investing.

 

What The Experts Are Saying

"Hebner gives us good advice presented in a very appealing manner. Index Funds remains one of the most valuable investment guides available."

— Burton G. Malkiel, Ph.D.
Professor of Economics, Princeton University and author of A Random Walk Down Wall Street, Tenth Edition, 2011


"It is really beautiful and really well done. I plan to use it as a reference guide."

— David G. Booth

Chairman and Co-Chief Executive Officer,
Dimensional Fund Advisors, Inc., Benefactor of the University of Chicago Booth School of Business


"… as this book documents so well, a foolish attempt to beat the market and get rich quickly will make one’s broker rich and oneself much less so."
— Harry Markowitz, Ph.D.
Nobel Laureate in Economics, Professor of Economics at the
University of California at San Diego, Rady School of Management


"This book is WONDERFUL!"
— Theodore R. Aronson
Founder of Aronson Johnson Ortiz, Institutional Investment Manager