IFA acts as a §3(38) investment fiduciary, accepting liability and responsibility
for the selection, monitoring and replacement of passively managed index funds.
For plan sponsors and plan participants, IFA provides risk-appropriate asset allocation
through the implementation of multiple risk-specific Model Portfolios which carry
84 years of historic risk and return data. IFA matches people with portfolios by
carefully qualifying and quantifying five dimensions of an investor's Risk Capacity
and matching it to five dimensions of a portfolio's risk exposure. This process
facilitates investor-specific optimal returns and mitigates the fiduciary burden
of plan sponsors.
IFA has performed extensive research and has chosen funds from Dimensional Fund
Advisors (DFA) and The Vanguard Group for plan participants. DFA
offers index funds which are available to individual investors only through a DFA-affiliated
investment advisor. Additionaly, Vanguard Group offers competitively priced
Third Party Administrators
If deemed necessary, IFA will recommend a third party administrator which provides
all of the tools and services to achieve your company's retirement goals through
advanced plan design to facilitate maximum benefits and to keep your plan(s) in
compliance with IRS and DOL regulations.
IFA partners with industry leaders to fulfill the requirements of the recordkeeper
and plan administrator. IFA has determined that each company's transparent fee structure,
along with its beneficial services, makes each company a prudent choice for valuation,
form filings, testing, and other essential services.
To better serve its rapidly expanding 401(k) client base, IFA offers the choice of
three industry-leading custodial partners: TD Ameritrade Trust Company, Charles
Schwab Trust Company and Matrix Financial. Each company provides comprehensive brokerage
and custody services. Each company's advanced technology platform, coupled with
personal support from dedicated service teams, allow efficient and effective service
to fulfill your plan's custodial needs. Ask your IFA Investment Advisor Representative
which one is right for you and your plan's specific circumstances.