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Welcome to your retirement plan website dedicated to helping you reach your retirement goals. While here, you will find a wealth of education on retirement investing, the benefits of saving in your company's retirement plan, and help with understanding plan features.

Tools Education


Retirement Articles

Pre-Tax 401(k) or Roth 401(k) Contributions: What Should I Do?

Definitions: Pre-Tax 401(k) Contributions: Contributions are made before income taxes are taken out. Participants enjoy tax-deferred growth on their contributions, but will pay income taxes on disbursements in retirement. Roth 401(k) Contributions: Contributions are made after income taxes are taken out. Participants will enjoy tax-deferred growth of their contributions and

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Withdrawal Rates in Retirement: Monte Carlo vs. Historical Rolling Returns

Near the very top of everyone’s financial planning list of questions is, “when can I afford to retire?” What may seem like a very straightforward question does not have such a straightforward answer. The value an independent fiduciary wealth advisor brings to their clients is context when attempting to answer

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2017 Contribution Limits

The beginning of the year is a great time to remind investors of the contribution limits for various savings vehicles in order for them to maximize their tax-preferential savings and avoiding, what can be, costly penalties. Contribution limits for 2017 for various accounts are listed below: Account Contribution Limit Catch-Up

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Your Tools

Dimensional Fund Advisors Retirement Income Calculator

This calculator is designed to help give you a sense of how much income your savings may provide in retirement based on several inputs and an assumed asset allocation that shifts over time.

IFA Risk Based Portfolio Calculator

Compare the past risk and return of your current investments to the IFA Individualized Index Portfolio recommended at the end of your Risk Capacity Survey, the S&P 500 Simulated Index, or 20 other IFA indexes.

Retirement Analyzer

IFA's Retirement Plan Analyzer is a useful tool for helping investors get on track and stay there.

Risk Capacity Survey

The larger the capacity for risk, the greater the expected returns. Expected returns are explained by Risk Capacity because capacity is directly linked to proper risk exposure, also referred to as asset allocation or investment policy. What’s your Risk Capacity? Find out right now when you take the simple 5-minute survey.

IFA Retirement Income Calculator

View simulations using IFA's Monte Carlo Simulator Engine to explore possible distributions of retirement income. View sample simulation variability through retirement. Select from a wide variety of IFA Index Portfolios.